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Example Property Lists

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Everything you need to understand our properties, the selection list, the guarantees and the true long-term cost of ownership — all in one place.

Where we buy

Locations and property lists

Our properties are located across 28 areas in the North of England — all with strong rental demand, improving local economies, and better expected house-price growth than the South over the medium to long term.

28Northern areas
7%Net rental yield
90%Houses in the North East
10–20Houses per selection list

North East · 90% of stock

Teesside, Durham & the North East

Most of our houses sit in towns north of Leeds and south of Newcastle — Middlesbrough, Stockton, Darlington, the wider Teesside area, Durham County and the smaller towns running up to Newcastle. Mainly TS, DL and DH postcodes.

Larger properties for the same money, pure freehold, and slightly higher expected future growth.

North West · “L” types

East Lancashire

Types H2L, H3L, H4L and H5L are located in the East Lancashire towns north of Manchester — Burnley, Nelson, Accrington, Colne, Blackburn and Darwen, around the M65. Mainly BB postcodes.

Lancashire “L” types are £10,000 above the standard price shown, with rents correspondingly higher.

Example selection list

Example property list — 10 to 20 houses

An example of the list you receive at selection. All houses are fully fitted with kitchens, bathrooms, carpets and central heating. Sizes are approximate and vary house to house. They are flexi-furnished, which means they can be furnished to tenant needs to maximise rent and allow us to give you a 7% yield.

Every house shown below is already allocated or sold, but is representative of the lists you will receive. Full addresses are withheld here to protect owners and tenants — location maps are included, and addresses are available on request with a live selection list.

Small 2-bed house5 example sheets · Hartlepool, Saltburn, Burnley, Shildon, Ferryhill £79,999Price £5,600Rent/year

Downloads

Room sizes & property detail

Two small rooms downstairs — lounge and combined dining kitchen with a rear yard — and two bedrooms plus a three-piece bathroom upstairs.

Lounge 3.7 × 4 m
Dining kitchen 3.7 × 3 m
Bedroom 1 3 × 4 m
Bedroom 2 2.9 × 2.5 m
Bathroom 2.9 × 1.9 m
Rear yard / garden up to 5 × 4 m
Parking Ample free on-street
Typical H1 house exteriorH1
Standard 2-bed house9 example sheets · Teesside, Durham & East Lancashire £85,999Price £6,020Rent/year

Downloads

Room sizes & property detail

Two rooms downstairs — lounge and combined dining kitchen with a rear yard — and two bedrooms plus a three-piece bathroom upstairs.

Lounge 3.7 × 4 m
Dining kitchen 3.7 × 4 m
Bedroom 1 3.7 × 4 m
Bedroom 2 3 × 2.5 m
Bathroom 3 × 1.9 m
Rear yard / garden up to 6 × 4 m
Parking Ample free on-street
Typical H2 house exteriorH2
Large 2-bed with two lounges7 example sheets · Teesside, Durham & East Lancashire £91,999Price £6,440Rent/year

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Room sizes & property detail

Three rooms downstairs — lounge, second lounge or dining room and a separate kitchen with rear yard — plus two bedrooms and a three-piece bathroom upstairs. The two lounges may be open plan.

Lounge 1 4.3 × 4 m
Lounge 2 3.7 × 4 m
Kitchen 2.5 × 1.9 m
Bedroom 1 4.3 × 4 m
Bedroom 2 3.4 × 2.5 m
Bathroom 3 × 2.1 m
Rear yard / garden up to 6 × 4 m
Parking Ample free on-street
Typical H3 house exteriorH3
Small 3-bed house4 example sheets · Teesside, Durham & East Lancashire £92,999Price £6,510Rent/year

Downloads

Room sizes & property detail

Two rooms downstairs — lounge and combined dining kitchen with a rear yard — and three bedrooms plus a three-piece bathroom upstairs.

Lounge 3.7 × 4 m
Dining kitchen 3.7 × 4 m
Bedroom 1 3.7 × 4 m
Bedroom 2 2.8 × 2.5 m
Bedroom 3 2.8 × 2.5 m
Bathroom 3 × 1.9 m
Rear yard / garden up to 6 × 4 m
Parking Ample free on-street
Typical H4 house exteriorH4
Large 3-bed with two lounges5 example sheets · best rental yields · 4-bed conversion potential £98,999Price £6,930Rent/year

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Room sizes & property detail

These generate our best rental yields, and many have the potential to convert to four bedrooms since they include two lounges. Depending on local demand we may offer buyers that upgrade in future — expected to cost under £5,000 and entirely optional.

Lounge 1 4.3 × 4 m
Lounge 2 4.3 × 4 m
Kitchen 2.5 × 1.9 m
Bedroom 1 4.3 × 4 m
Bedroom 2 3.4 × 2.5 m
Bedroom 3 3.4 × 2.5 m
Bathroom 3 × 2.1 m
Rear yard / garden up to 6 × 4 m
Typical H5 house exteriorH5
Larger 3-bed with gardens5 example sheets · front and rear green areas £106,999Price £7,490Rent/year

Downloads

Room sizes & property detail

Larger three-bed houses with front and rear green areas or gardens, in a more modern design and layout. Sizes and layout plans vary slightly from property to property — full detail is provided in each property sheet.

Typical H6 house exteriorH6
Large 2-bed semi-detached5 example sheets · modern design, ideal for own use later £115,999Price £8,120Rent/year

Downloads

Room sizes & property detail

Large two-bed houses that vary considerably, with detail provided per property. Semi-detached means only one neighbouring property. Usually a large lounge, dining kitchen, modern design and two good-size bedrooms — ideal for own use or as a future holiday home.

Typical H7 house exteriorH7
Large 3-bed semi-detached4 example sheets · our largest houses £128,999Price £9,030Rent/year

Downloads

Room sizes & property detail

Large three-bed houses that vary considerably, with detail provided per property. Semi-detached means only one neighbouring property. Usually a large lounge, dining kitchen and modern design — ideal for own use or as a future holiday home.

Typical H8 house exteriorH8

All prices above are “flexi-furnished”, delivering net rent at 7% of the property price for a minimum of 5 years. Unfurnished properties are £6,000–£7,000 cheaper and deliver 6% net rent.

Lancashire “L” types are £10,000 above the prices shown, with rents correspondingly higher.

How selection works

The pipeline system

Demand exceeds supply, so we run a pipeline — but it is built to give you maximum choice when your turn comes. Everything is prepared before selection, and both the property and the buying process are contractually guaranteed. Once you are 100% happy, the purchase completes immediately, normally within two weeks. At any one time 60–80 reserved clients are in the pipeline, and selection runs in reservation-date order.

Steps before selection

Provide passport copy and address ID
Get draft agreement
Zoom video meeting (or visit us in person)
Make reservation
3 months bank statements + solicitor ID check
Confirm your funds are ready
Selection
Final payment and completion

Choice

10 to 20 properties on every list

Lists are refreshed weekly and we aim to help 10–12 clients select each week. 90% of clients select from their first batch; if you don't, you simply wait a few weeks for a fresh list. Each property sheet runs to over 20 pages with the location, address detail and everything needed to decide.

Properties are contractually guaranteed, so you can select confidently without viewings.

Peace of mind

All properties guaranteed

  • Property guarantee
  • Purchase process guarantee
  • Money back guarantee

Read the guarantees leaflet →

Questions & answers

About property selection

The six questions clients ask most before they choose.

Q1How should I select a property from the list?

All properties in a category are assessed and categorised so they carry a similar value, investment return and future potential after full renovation. Take your own preferences on location and looks into account and simply select the property you like within your budget. Any one you select will deliver the same percentage returns and a similar long-term value increase, proportional to its price.

Q2Which towns or locations are better?

Location is already priced in. North East towns represent better value — larger properties for the same price, pure freehold, and possibly slightly higher future growth. But rental yields are the same and long-term capital growth across all areas is very similar; on average houses double in value over roughly 10–12 years. Select whichever location you like.

Q3Which properties are better for capital growth?

Over the past 15 years capital growth across all 28 towns we sell in has been remarkably similar — and that holds for lower-cost and more expensive properties alike. Provided properties are categorised well and priced correctly, you can select any property you like and future growth is likely to match others of that type. Past growth and other known factors have surprisingly little influence on future long-term growth.

Q4I have seen lower prices elsewhere. Are your prices competitive?

Buying, renovating, renting and maintaining a property in good condition for the long term carries a lot of hidden costs. What matters is the total cost over the long term — set out in detail in the comparison below and on page 2 of the “How to select” leaflet. Once you account for everything, the total cost of buying from us is lower than buying yourself on the open market.

See the full cost comparison →

Q5How do other clients select?

Everyone has different preferences:

  • International clients often prefer town centres, where they feel rental demand is highest.
  • UK clients tend to prefer greener, quieter suburbs — some choose smaller villages seen as more upmarket.
  • Post-Covid, tenants and buyers favour gardens, so many clients with the funds choose the larger H6–H8 houses, which also attract good long-term tenants.

All properties are priced proportional to their investment return, so any choice works out well over the long term. If you can't decide, shortlist three you like and ask a sales consultant for their personal opinion.

Q6Which properties are good for long-term rental? Are your rents competitive?

All of our houses are affordable and rental demand is strong at every price point. Larger properties attract better long-stay tenants and are good choices if you have the budget. Rents are guaranteed and proportional to the property price, so whichever you select your rent will be proportional. The “How to select” leaflet includes a chart comparing our rents with other agents selling similar properties.

Part of the 2-step process

Interim 1-bed properties at £39,999

Valued at £59,999 and transferred to clients at £39,999, on the condition each is transferred back to Find UK Property when you upgrade to a larger H1–H8 house after three years. You then pay the difference and switch. Security plus a £10,200 benefit over three years.

£39,999Transfer price
£10,200Benefit over 3 years
Download 1-bed property sheet

Total cost of ownership

Comparing property prices

You will see many “types of price” quoted online, but the only one that matters is the total cost — and that is lower buying from Find UK Property than buying on the open market.

The prices you'll see quoted

  • Registered sold prices, which are often nothing like the price actually paid
  • Portal “calculated” market prices, based on an unrenovated state
  • Auction guide prices, set low to attract bidders
  • Asking prices, before the work the house still needs

None of these tell you what owning a good, rentable house actually costs.

The prices that actually matter

  • Total cost after renovation, compliance and rental — the “day 1 rental cost”
  • Total cost after six years of ownership

The tables below compare buying from Find UK Property with buying on the open market, using our small 2-bed H1 house. The same principle applies to every other type; figures are example averages and individual properties vary.

Full comparison by starting condition

Small 2-bed (H1 unfurnished at £72,999 / 6% net rent*)Normal estate agentsFind UK Property
Condition of propertyPoorAverageGoodFully renovated
Initial agent priceThe price you actually pay for the house before any work.£49,999£59,999£69,999£72,999
Total property costEverything below added to the purchase price.£93,684£83,384£77,684£73,998
See breakdown
Renovation costs
Roof and gutters£4,000£1,800£0Included
External walls and areas£2,500£1,200£0Included
Plastering and damp courses£2,800£1,400£0Included
Electricals — all£4,000£2,000£900Included
Gas central heating and boiler£4,200£2,300£700Included
Double glazing£6,500£3,000£0Included
Kitchen fittings and plumbing£5,500£2,200£0Included
Bathroom suite and décor£4,500£2,000£0Included
Full house decoration£3,000£1,800£1,200Included
New carpets and blinds£1,600£1,500£1,300Included
Lost rent due to renovation£2,400£1,500£900£0
Legal compliance costs
Gas certificate£80£80£80Included
Electrical certificate£150£150£150Included
Smoke detectors & CO₂ alarms£150£150£150Included
HHSRS health & safety check£150£150£150Included
Other costs
Letting to a good tenant£475£475£475Included
Solicitors purchase fees£1,100£1,100£1,100Included
All other fees, e.g. Land Registry£350£350£350£999
Insurance, 1 year£230£230£230Included
Property guaranteeNot availableNot availableNot availableIncluded
Ongoing repairs guaranteeNot availableNot availableNot availableIncluded
Buying process guaranteeNot availableNot availableNot availableIncluded
Total property cost£93,684£83,384£77,684£73,998
Whatever condition of property you start with on the open market, the total cost of getting it to a good, rentable standard comes out higher than buying fully renovated and guaranteed from us.

*Unfurnished properties pay 6% net rent for 3 years, then reduce to 5% net rent. This is because they require a lower initial investment than our flexi-furnished range.

Comparing rents

Other agents quote a higher headline rent, then charge management fees and compliance costs against it. Our rent is net, guaranteed, and paid whether or not the property is let.

10-year net rental income by management quality

Small 2-bed (H1 flexi-furnished at £79,999 / 7% net rent)Normal letting agentsFind UK Property
Management qualityPoorAverageGoodGuaranteed rent
10-year net rental incomeWhat actually reaches you after every cost over ten years.£26,255£36,000£44,730£54,999
See breakdown
Gross rent over 10 years
Maximum possible gross rent£65,000£65,000£65,000£55,999
Fees and compliance
Management fees£5,200£7,800£9,750£0
Council licensing fees, 10 years£1,000£1,000£1,000Included
Annual gas certificates, 10 years£800£800£800Included
Electrical certificates, 5-yearly£300£300£300Included
Finding tenant fees£2,700£1,080£540Included
Annual tenancy renewal fee × 5£495£495£495Included
Tenant and void losses
Cost of void periods£6,500£3,250£1,085Included
Tenant not paying (estimate)£4,800£3,250£0£0
Tenant damage£3,250£1,625£800Included
Tenant eviction and court costs£2,200£1,100£0Included
Property upkeep
Repairs over 10 years£9,000£6,000£3,500Included
Annual insurance for 10 years£2,500£2,300£2,000£1,000
Total 10-year costs£38,745£29,000£20,270£1,000
10-year net rental income£26,255£36,000£44,730£54,999
Letting agents quote a higher headline rent, then every fee, void, repair and tenant loss comes off it. Our rent is lower on paper and higher in your pocket — and it is guaranteed whether or not the property is let.

Extra rent benefits with Find UK Property

Rent without the costsOther agentsFind UK Property
Rent guaranteeNot guaranteedGuaranteed
Cost if the property is vacantOther agents do not pay rent on a vacant property, and you also cover council tax and some utility bills.Rent not paidNone
Cost if the tenant does not payRent not paidNone
Tenant eviction costsOther agents charge you for eviction and court costs.Extra costsNone
On average, vacancy and bad tenants reduce rent by around 20%.

Who carries the liability

Ownership & liabilitiesOther agentsFind UK Property
Who owns the propertyClientClient
Who is the landlordWith other agents you remain the landlord, and are legally responsible for tenant safety and property issues.ClientFind UK Property
Tenant safety issues & liabilitiesClient problemOur problem
Legal responsibility for the propertyClient problemOur problem
We carry all the landlord liabilities for the end tenant. With our system the client is not involved with tenant or property issues.

Ready to join the selection pipeline?

Book a consultation and we'll walk you through the property list, the guarantees and the numbers for your budget.