Our 10 steps explained
From first enquiry
to guaranteed rent.
Watch the process
The facilitated direct buying processExplained by Dr. Tariq
Own a renovated, tenanted UK house in a matter of weeks, with one specialist team coordinating your entire purchase.
- No extra solicitor fees
- No third-party delays
- One point of contact
- Fully managed process
Watch the process
The facilitated direct buying processExplained by Dr. Tariq
Our buying process
Your property purchase, delivered in 10 steps
Full UK property ownership, coordinated by one specialist team from reservation to rental income.
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Step 1 Learn about our service Find UK Property does things differently. Learn about our unique solution and discover how to make a 7% net return. Read more
Watch the main video on our home page. Browse the site and see the pricing for each property type. Visit our FAQs and find out what makes us different when it comes to offering full ownership with guaranteed passive income.
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Step 2 Discuss your needs with us Fill in our short enquiry form so we can arrange a call and identify how we can help with what you are looking to achieve. Read more
Our property consultants will email you with initial information and arrange a convenient time to speak. Is investing in the UK right for you or not? We aim to provide good, honest advice and will tell you if such a property will meet your needs.
You can make a provisional decision on the type of property you would like to invest in — an H3, for example. This can be changed later, at property selection in step 6.
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Step 3 ID and draft agreement Provide your ID and proof of address, so we can send you a no-obligation draft agreement. Read more
First, decide whether the property is to be purchased by a single owner, multiple owners or a company. Most investors go for single ownership as it keeps things simple, and this can be amended before property selection.
ID is required before we can provide official quotes, draft agreements or property sheets — a UK regulatory requirement. We are required by law to keep all such information confidential.
- Passport copy (photo page)
- Proof of address — driving licence, ID card, utility bill or bank statement
Once we have your ID we provide a draft Reservation Agreement setting out exactly how your purchase will proceed. Receiving it does not oblige you to buy — it simply gives you full information before the video meeting.
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Step 4 Have a Zoom meeting Meet one of our Directors who can offer advice and answer any questions you might have in more detail. Read more
Once you have the draft agreement we arrange a video meeting with a Senior Consultant of up to one hour. Many meetings are with our founder, Dr Tariq, who can offer advice and answer all questions.
Let us know the best times and we will send a Zoom link. At the meeting we can advise on who should own the property — single, joint or company — and cover any concerns. A visit can be arranged afterwards if you would like one, though the video meeting normally covers everything.
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Step 5 Reservation and documents Join the property selection list by signing the agreement, making the reservation payment and providing documentation. Read more
Your reservation payment is £3,000 and remains protected in the client account until property transfer. Reservation gives you certainty of purchase from the range, a fixed timeline, a fixed price and priority access to the list.
There is on average a 2–3 week lead time between reservation and specific property selection. We typically have around 80 clients in the pipeline, with 10 to 12 houses selected each week. Your lead time can be quicker if your final payment funds are ready in advance.
Anti Money Laundering (AML)
All property buyers must prove source of funds. The simplest route is to have the required funds in your account around three months before final payment, then provide three months of statements. Large payments in during that period (inheritance, property sale, salary, gift) need a short explanation or supporting statement. Cash deposits cannot be accepted. -
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Step 6 Select your property and verify ID Once your source of funds is verified we present the full range available and you choose your specific property. Read more
Based on your position in the reservation queue we present around 30 Property Options Sheets. These include the entire range available that week — not just the category you reserved — so you can upgrade or downgrade to suit your budget.
Each sheet shows location maps, street name, pictures, floorplans and full details. Properties are priced proportional to their value, rent, location and future potential, so your returns are contractually guaranteed whichever you choose. Over 90% of clients select from the first batch.
ID verification
In most cases ID is verified remotely by a UK solicitor over a Zoom call, to Land Registry standards. We arrange the appointment and pay the verification fee. -
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Step 7 Transfer of property ownership We handle the legal completion of your chosen property using the Facilitated Direct Buying Process. Read more
We act on your behalf to take all the steps to legal completion after your full payment. This direct process provides certainty, speed and convenience, and is underpinned by two guarantees — the Property Guarantee and the Purchase Process Guarantee, set out below.
Completion normally takes a few weeks after selection, if documents and final payment are ready. Under UK law you become the legal owner on the completion date; registration at the Land Registry follows a few months later due to their timescales. All funds remain in the client account until you become the legal owner.
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Step 8 Completion, then rent back to us Now you own the property, you rent it to us and we start paying you rent the following month. Read more
Rent starts one month after the completion date and is paid into your own bank account at the end of each calendar quarter (31 March, 30 June, 30 September, 31 December).
HMRC application
If you are resident overseas we register you with HMRC as a Non-Resident Landlord, free of charge. We complete the application for you to check, sign and return.Net rent system
We are your tenant and pay net rent at 7% of your property price per year for all Flexi-Furnished houses, keeping the property in good condition at our cost. We then sublet to our own tenants. We do everything, you do nothing — while you retain full management control. -
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Step 9 Long term rental Rent to us for the long term. Earn guaranteed passive income with none of the usual hassles of owning rental property. Read more
Most clients keep their properties for the long term — 50% of our sales each month are linked to existing clients. We are set up to provide services for 30+ years.
After the first three years you can give six months notice if you wish. The tenant is moved to a nearby property and yours is handed back in good, rentable condition. After that you can live in it, rent it yourself, use an agent or resell.
Of over 2,500 properties, only around 100 have ever been resold by clients — and in every case we matched the market price and bought the property back.
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Step 10 After purchase services We make life as easy as possible for our clients, in all aspects of managing their property investment. Read more
Annual tax filing service
We are official HMRC Tax Agents and can file your returns for you. Filings must be made each year if you own a UK investment property, even below the income threshold.UK will service
Our partner company Pendle Legal Services offers inheritance planning and wills, so you decide who owns your estate after you.Non-resident UK bank accounts
We provide reference letters after registration to help you open a UK account. A UK account is not essential — rent can be sent to any overseas account.Future resale
You can resell easily in future and we can buy back at market price.
- No separate solicitor bills
- Renovated before transfer
- Rent starts the month after
Quick and cost effective
Less friction. Complete certainty
Every property we sell is already owned by our Group of companies, so when we sell it to you there is no third party in the chain. That is why the purchase completes faster and costs less than the open market.
The facilitated direct buying process
Four written guarantees behind every purchase
Property searches and titles are already checked before anything is transferred to you, because our group buys the properties first. Every promise is set out clearly in your agreement.
Condition protected
Property guarantee
Your property is maintained in a good rentable condition, free of structural or other significant issues, at no cost to you. Should such issues arise in future they are fixed at our expense.
This holds for as long as you remain a client, and if you ever terminate the management the property is handed back in good rentable condition. Surveys and reports are not needed — on average a house is renovated three times in a 10 to 12 year period, each time the tenants move.
01Property guarantee+
Your property is maintained in a good rentable condition, free of structural or other significant issues, at no cost to you. Should such issues arise in future they are fixed at our expense.
This holds for as long as you remain a client, and if you ever terminate the management the property is handed back in good rentable condition. Surveys and reports are not needed — on average a house is renovated three times in a 10 to 12 year period, each time the tenants move.
02Purchase process guarantee+
Your selected property is transferred to you with no significant issues on local searches and titles, and you become the registered owner.
Should any issue ever arise, we exchange the property for another of the same type that is acceptable to you. There have never been any such issues — the guarantee exists for additional peace of mind.
03Rent guarantee+
Your rent is paid whether or not the property is let. We become your tenant and sublet to our own subtenants, so void periods, arrears and evictions are our problem, not yours.
Rent is paid quarterly on a fixed date, as a set percentage of the property price, with no management fees or deductions of any kind.
04Money back guarantee+
If we cannot deliver a property that meets what was agreed, your money is returned. Nothing is committed until a contract is drafted and everything is set out in writing.
If you need to exit later, we will also offer to buy the property back after the initial three-year period at the full prevailing market price.
04 guarantees included with every purchase
Frequently asked questionsTwo sides of the same fully managed service
Faster buying. Already rented out.
Lower costs than an estate agent
Every property we sell is owned by our Group. With no third party involved, we complete a purchase quicker than any estate agent or solicitor can, for one single fee of £999.
See how we compare
One single fee · £999
More guarantees than a letting agent
With over 2,500 properties, our scale means we absorb the cost of any issue and still pay your guaranteed rent. No ordinary letting agent offers this.
See how we compare
Guaranteed rent · Even when vacant
Earn 7% guaranteed net rent
Choose your property type
Select from eight property types depending on your level of investment. From H1 to H8, starting with small 2-bed houses through to 3-bed semi-detached properties.
Property TypesOur clients
Over 70% of our business comes from existing clients
Repeat purchases, and referrals from their relatives, friends and contacts.
“The purchase has proceeded exactly as per the steps outlined by them and as they promised.”
Suzanna OkonkwoNigeria“Everything went smoothly and after the initial paperwork there is very little input needed from us.”
Paul & Donna VineyCambridgeshire, UK“The purchasing cycle was excellent. The agreed property was transferred to my name. The before and after sales services is fantastic!”
Hadil HaidarKuwaitFully accredited for 18 years
Tried, tested and trusted
Start your journey
Speak to a member of our team
All you need to do is fill in a short form and give us a few basic details. We will do the rest.
H1
H3
H5