More property for less
Pay for one house
Up to 50% off another
Buy one Flexi-Furnished house now and let the rent pay towards a 2nd property in five years’ time.
Buy one house now, pay for the second in five years’ time.
A large discount on the second house, fixed at today’s prices.
Future rent pays towards the discount — more property instead of income.
No rental income means no income tax. Multiple family members allowed.
How does it work?
Re-invest the rent
not the income
Perfect if you don’t need the income right now — build your portfolio by re-investing the rent instead. We keep the rent for five years and it funds the discount on your second house.
- 01Get two houses — pay for only one now
- 02Build the discount on the second property at 8% a year, tax free
- 03Pay around 50% for your second house in five years
- 04We keep the rent for five years to fund the discount
- 05Then earn a 9% net rental yield on your overall investment
- 06Plus capital growth on both properties
Build your package
2 House Offer calculator
see your numbers
Your 1st house builds the discount at 8% a year for five years. Choose it, then pick any of the eight types as your 2nd house — the figures update as you go.
Its price sets the discount you build — 8% a year, tax free.
Two houses, one payment for now — pick your pair above and we’ll work out the discount, what you pay and what you earn.
8% a year of the 1st house price, tax free
Two Freehold houses owned outright
Figures exclude stamp duty and transfer costs of £999 per property, and assume standard North East pricing with 7% net rent. The offer is limited to one per client.
Contractually guaranteed
What you pay and when
Every figure in your package is written into the contract before you commit — prices, discount and rent.
Two reservation fees secure the pricing on both properties.
You own the first house outright and we take over as tenant.
Your rent stays with us and builds the discount at 8% a year, tax free.
Pay for house 2 at the reduced price and take 7% net rent on both.
Pay early if you prefer. The second house can be bought any time between years one and five, with the discount reduced proportionally. Excludes stamp duty and £999 transfer costs per property.
Prices locked in
Tomorrow’s prices
fixed today
Your second house is priced at today’s level for the whole five-year term — so any growth over the period is yours, not ours. Compare all eight investment property types or see the 2-Step Solution.
Prices normally increase by around this much over such a period. Reap the benefit.
Your price is fixed at the lower level for the whole of the time range.
The offer is limited to one per client, so pricing cannot be stacked.
Have questions?
The 2 House Offer
answered
The detail behind the deal — which property types qualify, when you can pay, and how stamp duty and reservation fees work.
Does this apply to any properties in your range?+
The second property can be any of the property types in our Flexi-Furnished range (H1 through to H8). The first property must be H5 or higher. The example above uses an H5 for the first property and an H1 for the second, over a period of five years.
Can I pay for the 2nd property before 5 years?+
Yes — you can pay for the second property any time between one and five years. The discount on the second property price is simply reduced accordingly. For example, if you make the second purchase half way through the five-year period, the discount will be half of the amount quoted.
How many reservation fees do I pay?+
You pay the reservation fee on each property up front — one for each property. This secures the pricing on both properties.
Is there any advantage in paying for my 2nd property early?+
If you need the rental income then that would be a good reason to pay early, as you start to receive rent from this point onwards. If you do not need the income before five years, there is less benefit in paying early: the discount is of greater value (8%) than the rental income (7%), and there is no tax to pay on the discount, whereas rental income is subject to income tax.
What about Stamp Duty?+
In the example above there is no stamp duty to pay on the second property, as the discounted price is below the threshold. If this is your first UK property then there is no stamp duty on the first property either. If you already own UK property then the first property is subject to stamp duty.
Can I change the 2nd property type in 5 years?+
Yes — you can change the second property type when you come to purchase it in five years’ time, or before if you decide to do it sooner. H1 is the default, but this can be changed depending on your needs.
Limited to one per client
Two houses
one payment for now
Want to see the figures for other property types? Our team can tailor a package to suit your needs and discuss the benefits in more detail.