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Locations and Property Lists

Locations in the North

Our properties are located in the North of England. All properties are located in 28 areas in the North. All these areas have good rental demand (gross yields around 8%), are now doing well economically, and house prices are expected to rise better here than the South over the medium to long term.

North East

Majority our houses are in the North East, located in towns north of Leeds and South of Newcastle.  These towns include areas such as Middlesbrough, Stockton, Darlington, Wider Teesside area, Durham County and many smaller towns in Durham County up to Newcastle. (Mainly TS, DL and DH post codes).  This is the most popular region and about 90% of our houses are located in the North East.

North West

We have some houses designated Type H2L, H3L, H4L and H5L and these are located the North West, mainly in the East Lancashire towns north of Manchester. These towns include those around the M65 motorway and Burnley, Nelson, Accrington, Colne, Blackburn, Darwen etc. (mainly BB postcodes). Prices on these are £10,000 higher than the prices shown. (rents on these are also correspondingly higher). In the property list below, all the houses that are in Lancashire are designated “L” types and are all £10,000 more than the standard prices shown for each category.

Property Lists

The list below contains details on actual properties and is representative of properties on the list you will receive when it is your turn to select a property. These properties shown here are already allocated or sold but the list you will receive will be similar and will include similar property sheets of each type.

Pipeline System & When to Select

We have a pipeline system because demand is in excess of supply. But our system ensures you get maximum choice when it comes to your turn to select. We also get everything ready before selection, and both the properties and the buying process is contractually guaranteed. So, after selection, once you are 100% happy, the purchase is completed immediately – normally within 2 weeks. At any one point, there may be 60 to 80 customers in the selection pipeline who have already made a reservation and we allow selection in reservation date order.

Steps Before Selection

  • -Provide Passport copy and Address ID
  • -Get Draft Agreement
  • -Have Zoom video Meeting (visit us if needed to gain more confidence)
  • -Make Reservation
  • -Provide 3 months bank statements and have Zoom Meeting with Solicitor to verify ID
  • -Confirm your funds are ready prior to selection
  • -Selection
  • -After selection, make Final Payment and Complete Purchase
Around 30 properties to chose from on each list.

You have plenty of choice at time of selection. Our selection list gets updated each week and our aim is to help about 10 to 12 clients select each week. If you are unable to select you wait a few weeks and get a fresh list to select from, but 90% of clients select on the first batch. The locations and properties will vary on each list. Each Property Sheet has over 20 pages and provides location address and enough information for you to be able to make a decision. The properties are contractually guaranteed allowing you to confidently make selections without viewings.

All Properties Guaranteed

Our agreements give you 3 contractual guarantees and these are outlined in the “facilitated direct buying process” leaflet below.

  • -Property Guarantee
  • -Purchase Process Guarantee
  • -Money Back Guarantee

Questions and Answer about Property Selection

Q1- How should I select a property from the list?

ANSWER- All properties of a particular category are assessed and categorised so that they have a similar value, investment return, and future potential AFTER they have been fully renovated. Clients should take their own preferences into account for location and looks and simply select the property they like within their budget. Any they select from the list will deliver the same % returns and similar long term value % increase – proportional to its price.

Q2- Which Towns or locations are better?

ANSWER– When pricing the properties, the locations are taken into account. The North East towns represent better value as properties are larger for the same price, all are pure freehold, and future growth may be a bit higher.  However, the rental % yields are the same, and the long-term capital growth in ALL areas is very similar indeed. On average, houses anywhere double in value over about 10 to 12 years. So you can select any location you like.

Q3 Which properties are better for capital growth

ANSWER-  In the past 15 years, on average the capital growth in all of the 28 towns we sell properties in has been remarkably similar. This is also true for lower cost and more expensive properties. The advice we can give clients is as follows. Providing the properties are categorised well and priced correctly, they can select ANY property they like and the future capital growth is likely to be similar to other properties of that type in the list.  Past growth and other known factors have surprisingly little influence on future long-term growth.

Q4 I have seen lower prices. Are your prices competitive?

ANSWER– Buying, renovating, renting and maintaining a property in a good condition for the long-term has a lot of hidden costs. Clients need to look at the TOTAL costs over the long-term.  This is explained in detail on page 2 of the “how to Select leaflet” – see link below. Once you have understood this, you will realize that over the long-term, the total cost of buying from us is lower than buying your self from the market.

Q5 How do other clients select?

ANSWER–  Everyone has different preferences.

  • -Our international clients normally like to be in the town centres as they feel these areas are busy and rental demand will be high there.
  • -Our clients from the UK normally like the suburbs, greener and quieter areas which are good to live in. Some of our clients like to buy in the smaller villages which are seen as more upmarket.
  • -Post-Covid, tenants, owners and buyers prefer to have properties with gardens. Thus many of our clients are selecting the larger H6 to H8 type of houses if they have enough funds. Such properties also attract good long-term tenants.

However, ALL the properties are priced proportional to their investment return and even if anyone closed their eyes and picked one, overall, they will be ok, over the long-term.  The properties are fully guaranteed and will be maintained in a good rentable condition for as long as clients wish. If you cannot select one, short list 3 you like, and ask one of our sales consultants for their personal opinion.

Q6 Which properties are good for long-term rental?  Are your rents competitive?

ANSWER – All of our houses are affordable and rental demand is strong for all price points. Larger properties attractive better long stay tenants and if you have the budget then these are good choices. The rents are guaranteed and proportional to the property price – so you can select any and your rent will be proportional to the price. Please see chart in the “How to select” leaflet which can be downloaded below. This compares rents in the market from other agents selling similar properties.

SELECTION LIST  (WEEK XX) – 30+ Houses

Below is an example of a selection list you get at time of property selection. All properties are fully fitted with kitchens, bathrooms, carpets, central heating. All sizes are approximate and do vary from house to house. Flexi-furnished houses have the additional ability to be furnished according to tenant needs in order to maximize our rent. These are £6,000 more (£7,000 more for H7 and H8) and deliver net rent at 7% of property prices. All these houses listed below are already allocated or sold but are representative of the lists you will receive when you are ready to select. Normally each lists contains about 30 houses although the list below has more.  Specific property address are provided with actual lists – not shown here to protect owners & tenants, although location maps are shown.

H1 Houses  £69,999

Net Rent per year: £4,200  or £5,320 Flexi-furnished. Click to download the individual property sheets

Sheet 1 – Hartlepool

Sheet 2 – Saltburn, Teesside

Sheet 3 – Burnley

Sheet 4 – Shildon, Durham

Sheet 5 – Ferryhill

H1 are small 2-bed houses and property sizes vary a little and approximate sizes of rooms is shown below for average H1 House.

  • House Layout: Two small rooms downstairs (Lounge and combined dining room/kitchen with rear yard and two bedrooms upstairs.  There is also a 3-piece bathroom.
  • – Lounge – 12ft by 13ft. (3.7m by 4m)
  • – Dining Kitchen – 12ft by 10ft. (3.7m by 3m)
  • – Bedroom 1 – 10ft by 13ft. (3m by 4m)
  • – Bedroom 2 – 9ft by 8ft. (2.9m by 2.5m)
  • – Bathroom -10ft by 6ft. (2.9m by 1.9m)
  • – Rear yard/garden – up to 15ft by 13ft.  (5m by 4m)
  • – Car parking – ample free car parking on street

H2 Houses £73,999

Net Rent per year: £4,440  or £5,600 Flexi-furnished. Click to download the individual property sheets

Sheet 6 – Middlesbrough

Sheet 7 – Bishop Auckland

Sheet 8 – Lazenby, Teesside

Sheet 9 – Ferryhill, Durham

Sheet 10 – Accrington

Sheet 11 – Nelson

Sheet 12 – Burnley

Sheet 13 – Darwen

Sheet 14 – Padiham

H2 are standard 2-bed houses and property sizes vary a little and approximate sizes of rooms is shown below for average H2 House.

  • House Layout: Two rooms downstairs (Lounge and combined dining room/kitchen with rear yard and two bedrooms upstairs.  There is also a 3-piece bathroom.
  • – Lounge – 12ft by 13ft. (3.7m by 4m)
  • – Dining Kitchen – 12ft by 13ft. (3.7m by 4m)
  • – Bedroom 1 – 12ft by 13ft. (3.7m by 4m)
  • – Bedroom 2 – 10ft by 8ft. (3m by 2.5m)
  • – Bathroom -10ft by 6ft. (3m by 1.9m)
  • – Rear yard/garden – up to 20ft by 13ft.  (6m by 4m)
  • – Car parking – ample free car parking on street

H3 Houses £79,999

Net Rent per year: £4,800  or £6,020 Flexi-furnished.  Click to download the individual property sheets

Sheet 15 – Middlesbrough

Sheet 16 – Stockton

Sheet 17 – Hartlepool

Sheet 18 -Bishop Auckland, Durham

Sheet 19 – Blackburn

Sheet 20 – Rishton

Sheet 21 – Burnley

H3 are large 2-bed houses with 2 lounges. Property sizes vary a little and approximate sizes of rooms is shown below for average H3 House.

  • House Layout: Three rooms downstairs (Lounge, Lounge 2/dining Room and separate kitchen with rear yard and two bedrooms upstairs. There is also a 3-piece bathroom.
  • – Lounge 1 – 14ft by 13ft. (4.3m by 4m) & Lounge 2 – 12ft by 13ft. (3.7m by 4m). May
  • be open plan
  • – Kitchen – 8ft by 6ft. (2.5m by 1.9m)
  • – Bedroom 1 – 14ft by 13ft. (4.3m by 4m)
  • – Bedroom 2 – 11ft by 8ft. (3.4m by 2.5m)
  • – Bathroom -10ft by 7ft. (3m by 2.1m)
  • – Rear yard/garden – up to 20ft by 13ft.  (6m by 4m)
  • – Car parking – ample free car parking on street

H4 Houses £80,999

Net Rent per year: £4,860  or £6,090 Flexi-furnished.  Click to download the individual property sheets

Sheet 22 – Middlesbrough

Sheet 23 – Loftus, Teesside

Sheet 24 – Easington – Durham

Sheet 25 – Nelson

H4 are small 3-bed houses. Property sizes vary a little and approximate sizes of rooms is shown below for average H4 House.

  • House Layout: Two rooms downstairs (Lounge and combined dining room/kitchen with rear yard and two bedrooms upstairs.  There is also a 3-piece bathroom.
  • – Lounge – 12ft by 13ft. (3.7m by 4m)
  • – Dining Kitchen – 12ft by 13ft. (3.7m by 4m)
  • – Bedroom 1 – 12ft by 13ft. (3.7m by 4m)
  • – Bedroom 2 – 9ft by 8ft. (2.8m by 2.5m)
  • – Bedroom 3 – 9ft by 8ft. (2.8m by 2.5m)
  • – Bathroom -10ft by 6ft. (3m by 1.9m)
  • – Rear yard/garden – up to 20ft by 13ft.  (6m by 4m)
  • – Car parking – ample free car parking on street

H5 Houses £86,999

Net Rent per year: £5,220  or £6,510 Flexi-furnished.  Click to download the individual property sheets

Sheet 26 – North Ormsby – Middlesbrough

Sheet 27 – Stockton

Sheet 28 – Thornaby, Teesside

Sheet 29 – Padiham

Sheet 30 – Middlesbrough

H5 are large 3-bed houses with 2 lounges. Property sizes vary a little and approximate sizes of rooms is shown below for average H3 House. These houses generate the best rental yields for us and many of these also have the potential to be converted into 4 bed houses as they include two lounges. In the future, depending on local demand, we may offer buyers the option to convert an H5-3Bed house to H5- 4Bed house and thereby get better rental yield. The cost of such an upgrade is expected to be less than £5,000 and would be optional. If you have the budget, then these would be good long-term investments and may give you options for future upgrade.

  • House Layout: Three rooms downstairs (Lounge, Lounge 2/dining Room and separate kitchen with rear yard and two bedrooms upstairs. There is also a 3-piece bathroom.
  • – Lounge 1 – 14ft by 13ft. (4.3m by 4m) & Lounge 2 – 14ft by 13ft. (4.3m by 4m). May
  • be open plan
  • – Kitchen – 8ft by 6ft. (2.5m by 1.9m)
  • – Bedroom 1 – 14ft by 13ft. (4.3m by 4m)
  • – Bedroom 2 – 11ft by 8ft. (3.4m by 2.5m)
  • – Bedroom 3 – 11ft by 8ft. (3.4m by 2.5m)
  • – Bathroom -10ft by 7ft. (3m by 2.1m)
  • – Rear yard/garden – up to 20ft by 13ft.  (6m by 4m)
  • – Car parking – ample free car parking on street

H6 Houses £93,999

Net Rent per year: £5,640  or £7,000 Flexi-furnished. Click to download the individual property sheets

Sheet 31 – Hartlepool

Sheet 32 – Stockton

Sheet 33 – Wingate, Durham

Sheet 34 – Middlesbrough

Sheet 35 – Burnley

H6 are larger 3 bed houses with front and rear green areas or gardens (Type H6). They have a more modern design and layout (which varies slightly) and come with rear and front green/garden areas. Sizes and layout plans do vary slightly from specific property to property.

H7 Houses £102,999

Net Rent per year: £6,180  or £7,700 Flexi-furnished. Click to download the individual property sheets

Sheet 36 – Fishburn

Sheet 37 – Middlesbrough

Sheet 38 – Thornaby, Stockton

Sheet 39 – Willington, Durham

Sheet 40 – Haswell

H7 large 2-bed houses normally do vary considerably, and details are provided with each specific property. Semi-Detached means that there is only one other property on one side.  Usually have a large lounge and dining kitchen and modern design. 2 good size bedrooms. Ideal for own use or as future holiday homes.

H8 Houses £115,999

Net Rent per year: £6,960  or £8,610 Flexi-furnished. Click to download the individual property sheets

Sheet 41 – Hartlepool

Sheet 42 – Stockton

Sheet 43 – Middlesbrough

Sheet 44 – Wheatley Hill, Durham

These H8 large 3-bed houses normally do vary considerably, and details are provided with each specific property. Semi-Detached means that there is only one other property on one side.  Usually have a large lounge and dining kitchen and modern design. 2 good size bedrooms. Ideal for own use or as future holiday homes.

Comparing Property Prices

QUESTION- You claim your prices are lower over the long-term. How is this possible. Give me full details?

ANSWER– Buying, renovating, renting and maintaining a property in a good condition for the long-term has a lot of hidden costs. Clients need to look at the TOTAL costs over the long-term.

Types of Prices: You will see many “types of prices” online as listed below, but the price that matters is the TOTAL Cost. And this is lower when buying from Find UK than buying in the open market from other agents.

  • -Previous Sold Prices  –         vary greatly and depend on when property sold and what terms
  • -Calculated Market Price –    based on previous sold price and unrenovated state – inaccurate.
  • -Auction Guide Price or Advertised Selling Price
  • -Actual Auction Buy Price or Actual Buy Price via agent.
  • -Cost after  auction fees, legal costs, stamp duty & other buying fees.
  • -Total cost after renovation, compliance & rental – “Day 1 rental cost”. See below our cost is lower
  • -Total cost after 6 years ownership. See below. Our cost is much lower.

The Comparison below  compares buying from Find UK with buying in the open market from other agents. This is an example using our 2-bed H1 Type house which we sell for £69,999.  The same principle applies to other properties. The prices given are example “average” prices and individual  properties may vary greatly. Compare the TOTAL costs at the bottom of the chart.

 

 

 

Comparing Rents

Q. Which properties are good for long-term rental?  Are your rents competitive?

ANSWER – All of our houses are affordable and rental demand is strong for all price points. Larger properties attractive better long stay tenants and if you have the budget then these are good choices. The rents are guaranteed and proportional to the property price – so you can select any and your rent will be proportional to the price. Please see chart below comparing rents with market and other agents selling similar properties.  These rent examples below are for H1 type of properties comparing our net rent with net rent you would get by using another agent.

 

Other Brochures and Q&A Sheets

Just click  the required link to download the pdf brochure.

How to Select a Property Sheet

This sheet is normally sent with the property selection list. Page 2 is similar to the data above and compares 2-bed low-cost houses and explains how you will see lower prices in the market for similar houses. However, when you take “everything” into account, including all of the costs post-purchase, over the long-term, and compare “like with like” our properties and prices represent better value than buying via normal agents, for long-term passive investors. Download from link below.

How to Select Property Q & A

Facilitated Direct Buying Process

This leaflet provides details of the two main guarantees (The Property Guarantee and the Buying Process Guarantee) that provides additional peace of mind. These guarantees mean that that you do not need to worry about the legal buying process as this will be done properly and promptly. And that no matter which property you select, it will be renovated and maintained to a set standard at no cost to you. You do not need to worry about the property condition. Surveys and reports are not needed. Even if any issues were to be found on such reports, these would not matter as these will get addressed anyway at no cost to you. On average a property may be renovated 3 times in a 10 to 12 year period – each time the tenants move. Download from below.

Direct Buying Process Q & A

Main Property Leaflet

This is a good summary of all of the investment properties. Please read this if you are considering an investment property Type H1 to H8.

Property Leaflets – H1 to H8 – Mobile Version