UK Housing Market Holds Firm in October
UK house prices have continued to climb even as political and economic uncertainty supposedly looms over the delayed Autumn Budget. October’s latest figures show that demand remains resilient, mortgage activity is holding steady, and prices continue to edge higher – defying forecasts of a slowdown.
Prices Edge Higher For The Fourth Time In Five Months
According to the Nationwide House Price Index (October 2025), annual house price growth has reached +2.4%, supported by improving affordability and stronger wage growth. Meanwhile, Halifax reported a +0.6% monthly rise, its fourth increase in five months. The average UK home price now stands at £299,862 – the highest on record.
These results show a key trend: while sentiment may shift, underlying property demand remains solid, particularly in regions where affordability and employment growth align.
Mortgage Approvals Point to Sustained Confidence
Lending activity is rising again. The Bank of England confirmed a 1.5% monthly increase in mortgage approvals, reaching their highest level of 2025. With interest rates stabilising near 4%, homebuyers are finding renewed confidence to act.
What This Means For Investors
For clients considering UK property, this stability matters. Steady lending and gradual price growth indicate a market built on fundamentals, not speculation – the kind that rewards long-term investment.
Every time the UK faces political uncertainty, we see the same pattern – activity slows, but confidence rarely collapses,
Resilience Across the Regions – Especially The North
While London and the South remain steady, much of the North continues to outperform in percentage growth. Regional markets – particularly in the North West and North East – are proving that value and yield still lead. At Find UK Property, we’re seeing strong interest from both domestic and international buyers seeking affordable investment homes in high-demand areas. These regions continue to offer lower entry prices and higher rental yields, making them a smart choice in 2025’s balanced market.Expert Insight: Confidence Through Change
“Every time the UK faces political uncertainty, we see the same pattern – activity slows, but confidence rarely collapses,”
Says Dr Tariq Mohammed, Founder of Find UK Property. Observing the market’s resilience for almost 50 years, Dr. Tariq adds:“The housing market has always adapted faster than people expect. Even with potential tax changes ahead, buyers and investors remain pragmatic. Property continues to offer stability in a world of volatility – that’s why it endures.”
The Takeaway For Buyers And Investors
The UK property market continues to show its resilience and reliability, even through political and fiscal shifts. Prices are growing steadily, lending conditions are improving, and demand remains strong – particularly in regions with room to grow.
For anyone looking to invest, now is the time to focus on long-term stability and strong rental performance rather than short-term speculation.
Find UK Property provides its clients with affordable, high-yield rental properties that balance security with growth potential – delivering a turn key solution that’s fully managed with no landlord liabilities or costs.
Find out how you can secure your next UK property investment today.
Visit Find UK Property or speak with our advisors to discover current opportunities across the North and Midlands.
5 responses